1 in 2 Florida residents live in HOAs—how these private governments are reshaping the American Dream

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- 1 in 2 Florida residents live in HOAs—how these private governments are reshaping the American DreamAs she sat across from me drinking tea, Coretta—a pseudonym to protect her identity—shared her dismay about living in a central Florida community because of the control exercised by her homeowners association, or HOA.