We’re in our 60s. My wife and I have $345,000 in annual pensions and $1 million in 403(b)s. Is it too late for Roth conversions?

September 2, 2026 · 9:15 am 1 sources

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• We’re in our 60s. My wife and I have $345,000 in annual pensions and $1 million in 403(b)s. Is it too late for Roth conversions?
  MarketWatch · September 2, 2026 09:15
  “Roth assets would provide our children with tax-free distributions.”